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Holiday Hours

We will be closing at Noon on Tue. 12/24 in observance of Christmas Eve. We will be closed on Wed. 12/25 and Wed. 1/1 in observance of Christmas and New Years Day. * TRANSACTIONS NEEDING TO BE POSTED IN 2024 MUST BE COMPLETED BEFORE 5:00PM ON 12/31

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Be Aware of These Top Scams

Be Aware of These Top Scams

Posted On: December 4, 2024 by The Peoples Community Bank in: Fraud

By: Candi Huebner - VP - Compliance  Let’s talk about scams you need to watch out for. The Better Business Bureau (BBB) is keeping tabs on the biggest ones through their Scam Tracker and they’ve ranked the top scams that everyone should know about.   At the top?  Investment scams and job offer scams —but that’s just the start. Scams You Need to Know About Investment Scams These are #1 right now. Scammers trick people into putting money into fake investments like real estate, new business ideas, or reaching out to ask you to invest in cryptocurrency.  - Tip:  Don’t invest in anything without doing a ton of research. If it feels sketchy, it probably is.  Job Offer Scams  These are the second most common. Scammers pretend to offer jobs but really just want your personal info or money.  - Tip: Be extra cautious with online job offers. If they’re asking for upfront payments or
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Recent Blog Posts

Candi Huebner

Be Aware of These Top Scams

Posted On: December 4, 2024 by The Peoples Community Bank in: Fraud

By: Candi Huebner - VP - Compliance 

Let’s talk about scams you need to watch out for. The Better Business Bureau (BBB) is keeping tabs on the biggest ones through their Scam Tracker and they’ve ranked the top scams that everyone should know about.   At the top?  Investment scams and job offer scams —but that’s just the start.

Scams You Need to Know About

Investment Scams

These...

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Tags: cybersecurity, fraud, fraud protection, scam, scams, tips

Kevin

Financial Friday - Inflation & Interest Rates

Posted On: November 14, 2024 by The Peoples Community Bank in: Financial Tips

Tags: banking, finance, financial tips, Inflation, Interest Rates

Ag Lender

What is a Preferred Lender in Agriculture Financing?

Posted On: October 23, 2024 by The Peoples Community Bank in: Lending

By: Eric Drachenberg, VP - Ag Lender

The Peoples Community Bank is proud to participate in the Farm Service Agency’s (FSA) Preferred Lender Program (PLP), a distinction we have held for several years. As a PLP-designated lender, we are recognized for our extensive expertise in agricultural lending and our proven ability to meet the rigorous standards set forth by the FSA.

According to the FSA, the Preferred Lender Program status is the highest level a lender can achieve...

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Tags: Ag Financing, Ag lending, agriculture, agriculture financing, Commercial Lending, FSA Loans, lending, Loans

Online Banking Tools

Online Banking Tools

Posted On: May 31, 2024 by The Peoples Community Bank in: Online Banking

Managing Finances with our Consumer Online Banking Tools

By: Laura Melby, AVP Personal Banker

Online banking has evolved over time, and there are a variety of ways you may make your banking easier by utilizing options within our online banking.  Let’s take a brief tour of available options.

Manage Cards – Did you know you can block your debit card temporarily within your online banking?  In the event of your card being lost or stolen, you can...

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Tags: banking, consumer banking, mobile banking, online banking

Mortgage Lenders

A Guide to the Home Buying Process

Posted On: March 28, 2024 by The Peoples Community Bank in: Home Loans

By: Mary Lynn Johnson & Stacy Dyreson - Mortgage Lenders

Owning a home is a significant milestone in a person's life, often a cherished dream for many. Given its importance, it's wise to familiarize oneself with the details of the home buying process. To assist, here is some guidance through a comprehensive mortgage guide put together by our experienced Mortgage Lenders.

1. Get Pre-qualified by visiting your Local Lender

This is a great first step to take...

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Tags: guide, home buying, home loan, lending, mortgage, mortgage lender, realtor

Quinn Christensen

Understanding IRAs: Your Guide to a Brighter Financial Future

Posted On: February 13, 2024 by The Peoples Community Bank in: Financial Tips

Quinn B. Christensen – Chief Information Officer & HR Officer

At The Peoples Community Bank, we are committed to "Simply Good Banking," and a significant part of that commitment involves empowering you with clear, concise information.  I am here to explain some quick facts on how Individual Retirement Accounts (IRAs) work. 

Traditional vs Roth IRAs: What's the Difference?

Choosing between a Traditional and Roth IRA is like selecting the route that...

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Tags: IRAs, Retirement, Roth IRA

Candi Huebner

Tips To Avoid Scams

Posted On: November 29, 2023 by The Peoples Community Bank in: Fraud

By: Candace Huebner, VP Compliance. 
December is cybersecurity month. Fraudsters don't take a holiday vacation when it comes to scams. In fact, they increase their presence in hopes of scamming unaware individuals who are holiday or online shopping. 
Protect yourself from scammers with these helpful tips:
1.Be proactive and block unwanted calls and text messages.  

https://consumer.ftc.gov/articles/how-block-unwanted-calls

2....

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Tags: banking, cybersecurity, fraud, scams, tips

SBA Loan

Major Opportunity for Small Businesses & SBA Loans

Posted On: October 2, 2023 by The Peoples Community Bank in: Business Banking

By: David Jones, SVP - Commercial Lender

Big news! The Small Business Association (SBA) has announced 0% on its Annual Service Fee and SBA Guaranty Fee (Upfront Fee) for loans of $1,000,000 and less. This feature will run for SBA’s fiscal year, October 1, 2023 through September 30, 2024. 

What is a SBA 7(a) loan you might ask?  The 7(a) Loan Program, SBA’s primary business loan program, provides loan guaranties to lenders that allow them...

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Tags: Business Banking, Business Loan, Commercial Lending, Loans, SBA Loan, Small Business

Customer Spotlight: K&A Greenhouse

Customer Spotlight: K&A Greenhouse

Posted On: September 7, 2021 by The Peoples Community Bank in: General

In our first customer spotlight video we meet with Chris Hendrickson, owner and operator of K&A Greenhouse. Chris and his wife, Angie, purchased the business together in 2005 and have since expanded to two locations in the Madison area. They recently finished a beautiful expansion to their Mineral Point Road facility. Chris talks about the joys and challenges of running a business and how the simple things are what make you successful.  

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Tags: Customer Spotlight

Financial Flexibility: The Case for a HELOC

Posted On: April 19, 2021 by The Peoples Community Bank in: Home Equity, Home Loans

David Jones, Lender - Spring Green

One of the most underrated products in banking today is the Home Equity Line of Credit or HELOC.

What is it? How can you use it? Why would you want to?

Consider this, in lending a crucial component of whether a loan is approved or not is collateral. The greater the value of the collateral, the less risk the financial institution must assume, the better the rate and a greater likelihood that the loan will be approved. A HELOC is exactly...

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