Loans to Purchase Your Dream Home

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At The Peoples Community Bank, we know a thing or two about home financing. We’ve been making smart mortgage loans to smart homeowners for more than a century. Whether you’re a first time home buyer or an experienced buyer who has found the perfect home, our team of knowledgeable lenders is dedicated to securing a home mortgage solution that is tailored to you and your needs.

Fixed Rate Mortgage	In-House Mortgage
Great for budget stability and when in a volatile rate environment Rate stays locked in for the term of the mortgage Payments remain the same each month Flexible down payment 10, 15, 20 & 30 year terms available Serviced by us!	Great for shorter term loans 5 years fixed rate, rate renews every 5 years for the term of the mortgage Payments remain the same for the 5 years the rate is active Flexible down payment 10, 15, 20 & 30 year terms available Serviced by us!

USDA Rural Housing	Home Possible Mortgage
Great for first time home buyers Single family primary residence Located in a rural area $0 down payment required 30 year fixed rate term No Private Mortgage Insurance (PMI)	Great for first time home buyers At least one borrower must be a first time home buyer 3% minimum down payment Must meet 80% of area median income limits 1-unit primary/owner occupied home and/or condo 10, 15, 20 & 30 year terms available Home buyer education class required Serviced by us!

USDA Rural Housing

Home Possible Mortgage

Great for first time home buyers
Single family primary residence
Located in a rural area
$0 down payment required
30 year fixed rate term
No Private Mortgage Insurance (PMI)

Great for first time home buyers
At least one borrower must be a first time home buyer
3% minimum down payment
Must meet 80% of area median income limits
1-unit primary/owner occupied home and/or condo
10, 15, 20 & 30 year terms available
Home buyer education class required
Serviced by us!

Adjustable Rate Mortgages (ARMs)

Single family primary residences, second homes or investment properties
5/6 or 7/6 plans (fixed rate for 5 or 7 years, then rate will adjust every 6 months thereafter)
10, 15, 20 or 30 year terms available

Jumbo Loan

Single family primary residences, second homes or investment properties. Up to 20 acres
Higher priced, luxury homes up to $1,200,000 standard homes ($1,000,000 for Condos)
15 year Fixed Rate or ARMs available

Mortgage Calculator

We believe that competitive rates and local service can make all the difference.

When you have a question, you call us and we'll provide the answer.
When you make a payment, you make your payment here.
When you need to withdraw funds from your escrow account for taxes or insurance, you call us.

Our dedicated team of lenders is with you every step of the way.

Give us a call or apply online today!

Meet Our Home Lending Experts

Stacy Dyreson

Phone: (608) 795-1167
Email: sdyreson@thepcb.bank
Location: Mazomanie
NMLS: 797322

Tom Gainor

Phone: (608) 383-1403
Email: tgainor@thepcb.bank
Location: Richland Center
NMLS: 775666

Mary Lynn Johnson

Phone: (608) 588-9942
Email: mjohnson@thepcb.bank
Location: Spring Green
NMLS: 797324

Judy Butteris

Phone: (608) 924-2581
Email: jbutteris@thepcb.bank
Location: Barneveld
NMLS: 797323