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Holiday Hours

We will be closing at Noon on Tue. 12/24 in observance of Christmas Eve. We will be closed on Wed. 12/25 and Wed. 1/1 in observance of Christmas and New Years Day. * TRANSACTIONS NEEDING TO BE POSTED IN 2024 MUST BE COMPLETED BEFORE 5:00PM ON 12/31

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Construction Loans

Financing To Build Your Dream Home

Apply Now

You’ve found the perfect plot of land and have worked out every detail of your dream home. Now it’s time to put your plans into action! Work with our team of experienced lenders to secure construction financing that is tailored for you. 

Construction Only FinancingConstruction to Permanent Financing
  • Offers lower payments during construction phase
  • 12 month term
  • 20% minimum down payment
  • Interest only payments during 12 month term
  • When construction is finished, refinance into final mortgage financing
  • Great for increasing rate environment
  • Lock in end financing rate at beginning of construction
  • First 12 months interest only payment
  • 13th month converts to principal & interest payments
  • 20% minimum down payment
  • Construction & end financing all in one.

We’ll work with you every step of the way to simplify the process.

We’re here to:

  • Answer your questions
  • Coordinate payments to your contractors during the construction process

At The Peoples Community Bank both your construction and mortgage servicing are handled locally. 

Give us a call today!

Contact Our Home Lending Experts

Stacy Dyreson
Stacy Dyreson

Phone: (608) 795-1167
Email: sdyreson@thepcb.bank
Location: Mazomanie
NMLS: 797322

Tom Gainor
Tom Gainor

Phone: (608) 383-1403
Email: tgainor@thepcb.bank
Location: Richland Center
NMLS: 775666

Mary Lynn Johnson
Mary Lynn Johnson

Phone: (608) 588-9942
Email: mjohnson@thepcb.bank
Location: Spring Green

NMLS: 797324

Judy Butteris
Judy Butteris

Phone: (608) 924-2581
Email: jbutteris@thepcb.bank
Location: Barneveld

NMLS: 797323