Lending Options For You
At the Peoples Community Bank, we understand that financial needs vary, and that's why we offer a diverse range of consumer loans tailored to fit your unique circumstances. Whether you're dreaming of a new car, planning a home renovation, or consolidating debt, our consumer loan options are designed to empower you with flexibility and control over your finances. Please contact a banker if you have questions.
Auto Loans
The Peoples Community Bank offers competitive rates on automobile, truck, recreational vehicle, mobile home, boat/motor/trailer and snowmobile loans.
Features:
- Secured by vehicle being purchased
- Range of credit varies depending on the make and model of the vehicle
- Interest rates vary depending on the vehicle age and mileage and is determined by loan officer
- Payments may be automatically deducted from your account or organized through a loan coupon book
Unsecured Personal Loans
No minimum loan amount, no prepayment penalty and same day financing for loans for a variety of personal expenses and debt consolidation.
Features:
- No minimum loan amount
- Payments may be automatically deducted from your account or organized through a loan coupon book
Personal Reserve Account
The Personal Reserve Account (PRA) advances a loan in the exact amount of a checking account overdraft, eliminating the nuisance of returned checks and overdraft fees. The advances are repaid automatically each time deposits sufficient to repay the advance, are made to the checking account.
The PRA is available with Simply Good Checking for an annual fee of $52.50. To apply, simply contact a personal banker.
